[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.megas-p.cz\/bonitni-nebonitni\/#Article","mainEntityOfPage":"https:\/\/www.megas-p.cz\/bonitni-nebonitni\/","headline":"Bonitn\u00ed nebonitn\u00ed","name":"Bonitn\u00ed nebonitn\u00ed","description":"V televizi n\u00e1s st\u00e1le p\u0159esv\u011bd\u010duj\u00ed, \u017ee z\u00edskat p\u016fj\u010dku od banky, je ot\u00e1zkou n\u011bkolika minut. Jen\u017ee moje vlastn\u00ed zku\u0161enost je trochu jin\u00e1. Nikdy v \u017eivot\u011b jsem…","datePublished":"2022-03-21","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.megas-p.cz\/author\/#Person","name":"","url":"https:\/\/www.megas-p.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"megas-p.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.megas-p.cz\/wp-content\/uploads\/euro-g142ba97c3_640_6.jpg","url":"https:\/\/www.megas-p.cz\/wp-content\/uploads\/euro-g142ba97c3_640_6.jpg","height":0,"width":0},"url":"https:\/\/www.megas-p.cz\/bonitni-nebonitni\/","about":["Www"],"wordCount":430,"articleBody":"         V televizi n\u00e1s st\u00e1le p\u0159esv\u011bd\u010duj\u00ed, \u017ee z\u00edskat p\u016fj\u010dku od banky, je ot\u00e1zkou n\u011bkolika minut. Jen\u017ee moje vlastn\u00ed zku\u0161enost je trochu jin\u00e1.Nikdy v \u017eivot\u011b jsem si nem\u011bla p\u016fj\u010dku a nikdy jsem se nedostala na \u00fa\u010dtu do m\u00ednusu. Ale proto\u017ee jsem zva\u017eovala si p\u016fj\u010dku vz\u00edt, d\u016fvody nejsou d\u016fle\u017eit\u00e9, projela jsem si p\u00e1r webov\u00fdch str\u00e1nek n\u011bkolika bank, zkou\u0161ela jsem si vyplnit jejich online kalkula\u010dky a zkoumala, kolik si p\u016fj\u010dit, jak\u00e9 si nastavit spl\u00e1tky a jak dlouho spl\u00e1cet. Vybrala jsem si tu, co mi vych\u00e1zela nejl\u00edp a nav\u0161t\u00edvila ji osobn\u011b. Jak\u00e9 bylo m\u00e9 p\u0159ekvapen\u00ed, kdy\u017e se mnou jejich pracovn\u00edk vyplnil n\u011bjak\u00e9 \u00fadaje a po chv\u00edli mi \u0159ekl, \u017ee m\u011b banka odm\u00edtla. Opakuji, \u017ee do t\u00e9 doby jsem nikdy \u017e\u00e1dnou p\u016fj\u010dku nem\u011bla, rozhodn\u011b nepob\u00edr\u00e1m minim\u00e1ln\u00ed mzdu a ani v\u00fd\u0161e p\u016fj\u010dky nebyl nijak z\u00e1vratn\u00e1. Pracovn\u00edk banky mi neodpov\u011bd\u011bl, pro\u010d m\u011b banka zam\u00edtla, pr\u00fd do syst\u00e9mu nevid\u00ed a nic s t\u00edm neud\u011bl\u00e1 ani on, ale ani j\u00e1.No p\u0159i\u0161la jsem dom\u016f a zkusila v dal\u0161\u00ed bance po\u017e\u00e1dat o p\u016fj\u010dku online. Hned druh\u00fd den se mi ozvala pan\u00ed z banky, a \u017ee p\u016fj\u010dku dostat m\u016f\u017eu, ale za trochu jin\u00fdch podm\u00ednek, ne\u017e nab\u00edzel web. \u0158ekla jsem, jestli se m\u016f\u017eu ozvat tak za m\u011bs\u00edc a dostala jsem p\u0159ekvapivou odpov\u011b\u010f, \u017ee banky si mezi sebou vym\u011b\u0148uj\u00ed data o tom, kdo kdy o p\u016fj\u010dku \u017e\u00e1dal a pokud te\u010f nab\u00eddku odm\u00edtnu, tak u\u017e budu m\u00edt n\u011bkde z\u00e1pis, \u017ee jsem o p\u016fj\u010dku \u017e\u00e1dala a p\u0159\u00ed\u0161t\u011b u\u017e ji nemus\u00edm dostat. Od nich, ani jinde. Nedovedu si p\u0159edstavit, \u017ee bych pot\u0159ebovala hypot\u00e9ku nebo skute\u010dn\u011b velkou p\u016fj\u010dku, to nem\u016f\u017eu porovn\u00e1vat, kde mi vyjdou spl\u00e1tky nejv\u00fdhodn\u011bji? M\u00e1te podobnou zku\u0161enost, kter\u00e1 v\u00e1s nakonec donutila vz\u00edt si nebankovn\u00ed hypot\u00e9ku? Banka v\u00e1s odm\u00edtne a vy pot\u0159ebujete pen\u00edze, tak\u017ee v\u00e1m ani jin\u00e1 mo\u017enost nezbude. Reklam\u00e1m v televizi u\u017e nev\u011b\u0159\u00edm a bank\u00e1m taky ne, proto\u017ee bezd\u016fvodn\u011b odm\u00edtat z\u00e1kazn\u00edky, kte\u0159\u00ed jsou bonitn\u00ed, mi p\u0159ipad\u00e1 nef\u00e9r. D\u00edky za nebankovn\u00ed spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bonitn\u00ed nebonitn\u00ed","item":"https:\/\/www.megas-p.cz\/bonitni-nebonitni\/#breadcrumbitem"}]}]